Debts: New debt settlement in 12 or 24 installments



The Ministry of Labor gives breath to thousands of companies and freelancers who have debts and find it difficult to meet their obligations. For the debts from insurance contributions that were born during the first lockdown period and their payment has been suspended until April 2021, the insured can to regulate them either in 12 interest-free installments or in 24 monthly installments with an interest rate of 2.5%. Those insured who lost the arrangements because they did not pay at least 2 installments between June – October 2020 now have a second chance to rejoin their old arrangement. During the settlement, if its terms are observed, the debtor will be issued a certificate of insurance awareness of two months validity, the taking of compulsory measures will be suspended and the continuation of the enforcement procedure on the debtor’s movable and immovable property will be suspended. against the debtor as well as the execution of a penalty How are the debts regulated? More specifically, debts from insurance contributions of employers, self-employed and self-employed, the payment of which has been extended until April 30, 2021, can be subject to the regulation of 12 interest-free installments or 24 monthly installments, with a minimum monthly payment 50 euros. The application for inclusion in the regulation will be submitted through the electronic platform of KEAO, until 31/07/2021. The basic debts that can be subject to it will be capitalized on the date of inclusion in the regulation and instead of interest, additional fees and surcharges due to late payment, will be charged with interest of 2.5% (on an annual basis), from the following month of that of inclusion in the arrangement. The inclusion in the arrangement takes place with the payment of the first installment to be paid by the last working day of the month of submission of the application. The debtor will be able to choose at any stage of the settlement, the lump sum payment of the balance the number of installments of settled debts. The arrangement will be “lost” if the debtor does not pay the amount of installments corresponding to 2 installments. The loss of the arrangement The loss of the arrangement will have the following consequences: The benefits of the arrangement are lost. The debt arising from the balance of the of the debt and the previous surcharges and interest. All means of debt collection are activated (seizures and seizures of assets). A second chance is given. Those who were in insurance debt arrangements which they served before the crisis but lost some installments during the summer The possibility of re-joining immediately and without special bureaucratic procedures, in the lost arrangements. Thus the door of 120 installments reopens for thousands of insured. In particular, debtors with insurance debts that had been subject to partial payment arrangements, for which an extension of payment has been granted three months, under measures a who have missed at least 2 installments during the period June 2020 to October 2020 and went out, can be reintegrated under the same terms and conditions. The reintegration of debtors into the regulation contributes to the payment of the installment for the month of November 2020, which must be made by the last working day of the same month. The deadline for payment of all subsequent installments of the revived arrangement is extended by the number of installments that were unpaid on the day of the revival. The two articlesArticle 21Regulation of insurance contributions for which extension of payment deadlines or suspension of collection has been granted in the context of dealing with the effects of COVID-191 coronavirus. Debts from insurance contributions of employers, self-employed and self-employed, the payment of which was extended until April 30, 2021 as part of measures to address the negative consequences of the appearance of coronavirus COVID-19- in accordance with the provisions of Article 3 of Act 11.03.2020 Content (A ’55), which was ratified with article 2 of law 4682/2020 (A’ 76), of article 23 of the Legislative Content Act of 30.03.2020 (A ’75), which was ratified with article 1 of Law 4684/2020 (A ’86), Article 8 of the Legislative Content Act of 20.03.2020 (A’ 68), which was ratified by Article 1 of Law 4683/2020 (A ’83), of Article 25 of the Legislative Content Act of 30.3.2020 (A ’75), which was ratified by article 1 of law 4684/2020 (A’ 86), article 10 of law 4684/2020 (A ’86) and article 55 of the Legislative Content Act of 01.05.2020 (AD90), which was ratified by article 2 of law 4690/20120 (AD104) – may be subject to regulation by department up to twenty-four (24) monthly installments, subject to the minimum monthly installment amount of fifty (50) euros.2. The application for inclusion in the regulation is submitted through the electronic platform of KEAO. Exceptionally, where there is no certification on the electronic platform, the application is submitted to the competent services of KEAO. Competent bodies for the issuance of the decision for inclusion in the regulation are the heads of the regional services of KEAO.3. Basic debts that are subject to the regulation of par. 1, are capitalized on the date of inclusion in the regulation and instead of interest, additional fees and surcharges due to late payment, according to the current legislation, are charged, from the following month by that of inclusion in the regulation, with interest two and a half percentage points (2.5%) calculated annually. Exceptionally, basic debts that are subject to a settlement program of up to twelve (12) monthly installments are not charged with interest.4. The inclusion in the regulation takes place with the payment of the first installment. The first installment is paid until the last working day of the month of submitting the application for membership. The next installments of the regulation are paid until the last working day of each month following the month of joining the regulation. The decision for inclusion in the regulation determines the amount of each installment, the number of installments and any other necessary details.5. The minimum monthly installment amount of the regulation is set at fifty (50) euros.6. The debtor may choose, at any stage of the settlement, the lump sum payment of the remaining number of installments of the settled debts.7. The regulation of the present is dismissed, if the debtor does not pay an amount of installments corresponding to two (2) installments of the regulation.8. During the settlement, provided that these conditions and the other conditions are met in accordance with the provisions hereof, the debtor is provided with the following benefits: a) possibility of issuing a certificate of insurance awareness of two months validity, b) to the companies in case ei of paragraph 5 of article 8 of a.n. 1846/1951 (AD 179) a certificate of insurance awareness is granted for the collection of public works accounts, provided that for the project for which the certificate is issued there are no current or overdue debts. In case of existence of a debt, a proof of insurance awareness is issued with a deduction of an amount equal to the debt, c) the taking of compulsory measures is suspended and the continuation of the enforcement procedure on the movable and immovable property of the debtor. Especially for seizures in the hands of third parties that have been imposed until the date of inclusion in the regulation, the provisions of paragraph 3 of article 60 of Law 3863/2010 (AD 115) apply, d) the criminal prosecution against the debtor is suspended according to the provisions of article 1 of a.n. 86/1967 (AD 136), the execution of the sentence that has been imposed is suspended or, if its execution has started, it is interrupted.9. The loss of the regulation brings about the following consequences: a) The loss of the benefits of the regulation. B) the conversion as a claimant of the entire balance of the debt and the previous surcharges and interest. C) The pursuit of the collection of the debt with all the the current legislation in.10. The application for inclusion in this regulation is submitted until 31/07 / 2021.11. By decision of the Minister of Labor and Social Affairs, the deadline for submission of the relevant application may be extended, the inclusion procedure and the competent bodies of par. the required supporting documents are determined, the deadline of par. 10 is extended and any more specific issues and details are regulated for the application of the provisions of the present. Article 22 Reintegration of those affected by the coronavirus pandemic1. Debtors with insurance debts that had been subject to a partial payment arrangement, for which an installment payment of three months has been granted as part of the measures to deal with the negative consequences of the appearance of COVID-19 coronavirus, – in accordance with the provisions of Article 3 of the Legislative Content Act of 11.03.2020 (A ’55), which was ratified by article 2 of Law 4682/2020 (A’ 76), of article 23 of the Legislative Content Act of 30.03.2020 (A ’75) , which was ratified by article 1 of law 4684/2020 (A ’86), of par. 2 of article 8 of the Legislative Content Act of 20.03.2020 (A’ 68), which was ratified by article 1 of law 4683/2020 (Α ’83), of article 25 of the Legislative Content Act of 30.3.2020 (Α’ 75), which was ratified with article 1 of law 4684/2020 (Α ’86), of article 10 of Law 4684/2020 (A ’86) and article 11 of the Legislative Content Act of 13.04.2020, which was ratified by article 1 of law 4690/2020 (AD104 ) and article 5 of the Legislative Content Act of 01.05.2020 (AD90), which was ratified by article 2 of Law 4690/2020 (AD104) -, which were lost during the period June 2020 up to October 2020 installment payment arrangement, may be re-integrated into the same arrangement with the same terms and conditions.2. The reintegration of the debtors in the regulation takes place with the payment of the installment for the month of November 2020, which must take place until the last working day of the same month. The deadline for payment of all subsequent installments of the revived regulation is extended by the number of installments that were unpaid on the day of the revival. Follow it on Google News and be the first to know all the news See all the latest News from Greece and the World, at



Source link

Leave a Reply

Your email address will not be published. Required fields are marked *